Paycheck Math

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$10 an Hour Is How Much a Year?

At 40 hours a week, 52 weeks a year, $10 an hour is $20,800 a year before tax — about $1,733 a month and $400 a week. After estimated federal tax and FICA you keep roughly $18,544.

Per year
$20,800
Per month
$1,733
Per week
$400

The math

$10 × 40 hours × 52 weeks = $20,800. If your schedule is different, the total moves with you:

Hours per weekAnnualMonthlyWeekly
20 (part time)$10,400$867$200
37.5$19,500$1,625$375
40 (full time)$20,800$1,733$400
45$23,400$1,950$450
50$26,000$2,167$500

Most hourly jobs pay for actual hours worked, so a week off without pay removes roughly $400 from your year. Federal law (FLSA) requires 1.5× pay for hours over 40 in a workweek for most non-exempt employees; if you regularly work 45 hours at $10, overtime pushes the year to $24,700.

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What $10 an hour looks like after tax

For a single filer with no dependents in California, $20,800 gross works out to about $18,544 take-home a year — $1,545 a month, or $8.92 for every hour worked. That is an effective rate of 10.8% across federal income tax, state income tax, Social Security and Medicare.

ItemAnnualMonthly
Gross pay$20,800$1,733
Federal income tax−$470−$39
State income tax−$194−$16
Social Security + Medicare−$1,591−$133
Take-home$18,544$1,545
State tax varies a lot. The same $20,800 is $18,739 in Texas and $18,210 in New York. Run your own state →

Is $10 an hour a good wage?

The median full-time annual wage in the United States is about $48,940. $20,800 sits below that line by $28,140, which is 43% of the median. On a 40-hour week the federal minimum wage of $7.25 brings in $15,080, so $10 is 1.4× the floor.

Your take-home pay

Nearby hourly rates

See the full hourly-to-salary table →